Fiscal \fis-kuhl\ adjective
1. Of or relating to taxation, public revenues, or public debt. 2. Of or relating to financial matters.

Literacy \lit-er-uh-see\ noun
1. A: educated, cultured; B: able to read and write. 2. Versed in literature or creative writing: literary. B. lucid, polished. C. having knowledge or competence.

Everyone understands what money is, but few understand how money works! Even fewer know how to make money work for them, to achieve TRUE wealth. Though everyone hopes to retire some day and live in relative comfort, only 4% of 65 year olds achieve this basic goal! The reason is often a lack of fiscal literacy… most people are financially Ill-literate!

Wealthy people understand and employ the powerful principles behind words like cash flow, interest rates, rate of return, return on investment, minimizing taxes, and passive income. Wealthy people focus on making money, keeping as much of it as possible, and then putting their money to work while they sleep, vacation, or pursue time with family.